NSE / BSEFinancial Services
₹23.75+0.13+0.55%
P/E14.4Mkt Cap₹36.26 K CrEV/EBITDA—

UCO Bank

P/E14.4Mkt Cap₹36.26 K CrEV/EBITDA—
Company Profile

UCO Bank provides various banking and financial services in India and internationally. The company's deposit products include current accounts, saving accounts, salary accounts, PPF accounts, fixed deposits, recurring deposits, accounts in foreign currency, and fee collection accounts. It also offers agri, home, education, gold, personal, vehicle, and mortgage loans; finance to micro and small enterprises; working capital financing; term loans; infrastructure finance; and agriculture credit. In addition, the company provides life, health, and general insurance products; credit and debit cards; internet banking services; and international banking services, such as NRI banking, foreign currency loans, finance to exporters and importers, remittances, forex and treasury services, resident foreign currency deposits, and correspondent banking services to Indian customers, corporates, NRIs, overseas corporate bodies, foreign companies/individuals, and foreign banks. Further, it provides government deposit schemes/bonds, pension payments/schemes, and tax collection services; merchant banking services; sovereign gold bonds; and mutual funds. The company was formerly known as The United Commercial Bank Ltd. and changed its name to UCO Bank in 1985. UCO Bank was incorporated in 1943 and is headquartered in Kolkata, India.

Valuation

Market Cap
₹0.00
Current Price
₹0
as of 16 Oct 2026
P/E Ratio
0.0x
P/B Ratio
0.0x
EV / EBITDA
—
EV / Sales
—
52W High
₹0
52W Low
₹0
Shares Out
0.00 Cr

Profitability

Operating Margin
—
Net Profit Margin
—
EBITDA Margin
—

Returns

ROE
0.0%
ROCE
0.0%
ROIC %
—
ROA
—
Dividend Payout
0.0%

Solvency

Current Ratio
—
Debt / Equity
—
Debt / Assets
—
CFO / Net Profit
0.0x
Interest Coverage
—

AI Summary

Indian Stock

Strengths1

  • Strong cash conversion — FCF/PAT ratio of 2.90

Concerns1

  • Low return on equity of 7.9%

Rule-based from financial data. Not advice.

Price History▼ 24.36% over 1Y

Monthly Returns

Unlock Monthly Returns

Available on Pro and Institutional plans.

Sign up free

Year-to-Date ROI

Unlock Year-to-Date ROI

Available on Pro and Institutional plans.

Sign up free

Historical Volatility

Unlock Historical Volatility

Available on Pro and Institutional plans.

Sign up free

Historical Performance

Revenue, profitability, and cash flow trends (₹ Crores)

Revenue (10Y)

Operating Income (10Y)

Net Profit (10Y)

Operating Margin % (10Y)

Dividend Payout % (10Y)

Free Cash Flow (10Y)

Growth Summary

Latest fiscal year: Mar 2025

Revenue₹25.07 K Cr▲ 14.7%
EBITDA Growth—
Net Profit₹2.44 K Cr▲ 47.8%
Cash from Ops (CFO)—▲ 90.9%
Free Cash Flow (FCF)—▲ 2291.2%
Revenue CAGR 5Y7.6%
EBITDA CAGR 5Y2.6%
Net Profit CAGR 5Y—
NP Growth 1Y47.8%

Historical Growth

Year-by-year revenue, profitability, and cash flow (₹ Crores, last 1 year)

YearRevenueOp. IncomeNet ProfitCFOFCFROERev Growth 1YNP Growth 1Y
Mar 2025₹25.07 K Cr—₹2.44 K Cr———14.7%47.8%

Showing the latest year only. Sign up free for the full history.

Financial Statements

Income statement, balance sheet, and cash flow (₹ Crores, as reported)

Showing the latest year only. Sign up free for the full history.

Consolidated Figures in USD Millions.

Unnamed: 0TTM
Revenue25,938
Finance Costs15,926
Total Expenses10,468
Financing Profit-456
Financing Margin %-2%
Other Income4,460
Depreciation & Amortisation0
Profit Before Tax4,004
Tax %-
Net Profit / PAT2,518
EPS (₹)2.02
Dividend Payout %-

Peer Comparison

Financials sector peers, ranked by market cap

CompanyMarket CapRevenueP/EP/BEV/EBITDARev G 1Y
UCO Bankthis co.₹36.26 K Cr₹25.07 K Cr14.401.12—14.7%
HDFC Bank Ltd.₹14.43 L Cr₹3.01 L Cr20.302.78—16.3%
ICICI Bank Ltd.₹10.28 L Cr₹1.63 L Cr20.703.32—14.3%
State Bank Of India₹9.49 L Cr₹4.62 L Cr13.301.83—11.4%
Bajaj Finance Limited₹5.91 L Cr₹61.95 K Cr36.806.33—32.0%
LIFE INSURANCE CORPORATION OF INDIA₹5.26 L Cr₹8.87 L Cr10.303.739.875.2%
Kotak Mahindra Bank Ltd.₹4.24 L Cr₹52.92 K Cr31.703.39—15.5%
Industry Average—₹30.80 K Cr45.914.8770.9114.6%

Learn while you research

Hand-picked academy chapters to deepen your understanding of UCO Bank and the metrics that matter.

Browse the full Equiscale Academy