NSE / BSEFinancial Services
β‚Ή245.65-9.15-3.59%
P/E61.6Mkt Capβ‚Ή31.32 K CrEV/EBITDA157.7

Go Digit General Insurance Limited

P/E61.6Mkt Capβ‚Ή31.32 K CrEV/EBITDA157.7
Company Profile

Go Digit General Insurance Limited provides various insurance services in India. The company offers motor insurance solutions covering cars, bikes, OD for cars, rickshaw, taxi/cabs, and trucks; health insurance solutions, including health, OPD health insurance, super top-up, Arogya Sanjeevani policy, port health policy, and employee health; business products comprising D&O, erection all risk, contractors all risk, marine cargo, and CPM insurance, as well as workmen compensation; and other products, such as travel, property, home, shop, fire, and office insurance products. It also provides other products comprising child insurance, protection, income, endowment, investment, and ULIP plans, as well as whole life insurance, and money back policy. The company was formerly known as Oben General Insurance Limited and changed its name to Go Digit General Insurance Limited in May 2017. Go Digit General Insurance Limited was incorporated in 2016 and is based in Bengaluru, India. Go Digit General Insurance Limited is a subsidiary of Go Digit Infoworks Services Private Limited.

Valuation

Market Cap
β‚Ή0.00
β€”
Current Price
β‚Ή0
β€”as of 28 Jul 2026
P/E Ratio
0.0x
β€”
P/B Ratio
0.0x
β€”
EV / EBITDA
0.0x
β€”
EV / Sales
0.0x
β€”
52W High
β‚Ή0
β€”
52W Low
β‚Ή0
β€”
Shares Out
0.00 Cr
β€”

Profitability

Operating Margin
0.0%
β€”
Net Profit Margin
0.0%
β€”
EBITDA Margin
0.0%
β€”

Returns

ROE
0.0%
β€”
ROCE
0.0%
β€”
ROIC %
β€”
β€”
ROA
0.0%
β€”
Dividend Payout
0.0%
β€”

Solvency

Current Ratio
0.0x
β€”
Debt / Equity
β€”
β€”
Debt / Assets
0.0x
β€”
CFO / Net Profit
0.0x
β€”
Interest Coverage
β€”
β€”

AI Summary

Indian Stock

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Rule-based from financial data. Not advice.

Price Historyβ–Ό 28.57% over 1Y
Monthly Returns

Historically, May has averaged the highest return (+10.4%); Jan the lowest (-6.1%).

Average from:
YearJanFebMarAprMayJunJulAugSepOctNovDec
2026-5.8%Negative MonthJan 2026: -5.82%+3.3%Positive MonthFeb 2026: +3.32%-2.8%Negative MonthMar 2026: -2.76%-5.1%Negative MonthApr 2026: -5.10%-0.0%Neutral MonthMay 2026: -0.03%+4.6%Positive MonthJun 2026: +4.59%-24.0%*Negative MonthJul 2026: -24.01%β€”β€”β€”β€”β€”
2025-6.4%Negative MonthJan 2025: -6.43%+2.7%Positive MonthFeb 2025: +2.69%-5.4%Negative MonthMar 2025: -5.38%-1.4%Neutral MonthApr 2025: -1.40%+20.8%Positive MonthMay 2025: +20.78%+4.5%Positive MonthJun 2025: +4.49%+2.8%Positive MonthJul 2025: +2.78%-3.3%Negative MonthAug 2025: -3.33%-3.7%Negative MonthSep 2025: -3.66%+4.1%Positive MonthOct 2025: +4.11%-0.2%Neutral MonthNov 2025: -0.21%-3.8%Negative MonthDec 2025: -3.79%
2024β€”β€”β€”β€”β€”+13.2%Positive MonthJun 2024: +13.23%+3.6%Positive MonthJul 2024: +3.56%+9.2%Positive MonthAug 2024: +9.23%-1.8%Neutral MonthSep 2024: -1.75%-12.4%Negative MonthOct 2024: -12.40%+4.0%Positive MonthNov 2024: +3.99%-7.2%Negative MonthDec 2024: -7.15%
AvgΒ±SD-6.1%Β±0.3%+3.0%Β±0.3%-4.1%Β±1.3%-3.2%Β±1.8%+10.4%Β±10.4%+7.4%Β±4.1%-5.9%Β±12.8%+3.0%Β±6.3%-2.7%Β±1.0%-4.1%Β±8.3%+1.9%Β±2.1%-5.5%Β±1.7%
* Current month β€” value will change until month-end.

Each cell is the percentage change in closing price from the end of the prior month to the end of this month. The bottom row shows the average return for that calendar month across the selected years, plus or minus one standard deviation β€” the range that historically contained roughly two-thirds of outcomes. Past monthly patterns are not a forecast of future returns.

Seasonal Tendency

This aggregates every month by calendar position β€” all Januaries together, all Februaries together, and so on β€” to show whether a given month has leaned positive or negative historically. β€˜Simple’ counts each month as +1 or βˆ’1. β€˜Weighted’ gives larger moves more influence: +2 above +10%, βˆ’2 below βˆ’10%. With only 3 years of history for this asset, each month’s score reflects a small number of observations β€” read it as a historical tendency, not a reliable seasonal pattern.

Historical Trend

This tracks a running tally across the asset’s full price history: each month adds or subtracts based on whether it was positive or negative. A rising line means more positive months than negative so far; a flattening or falling line means recent months have leaned negative. This measures historical month-to-month consistency, not expected future performance.

Year-to-Date ROI
Average from:
SD Γ—
Latest: 0.713x (2026)

Year-to-date return is calculated by dividing each day’s closing price by the price on January 1st of that year (or the asset’s first available price if it began trading mid-year). The custom average line shows the mean YTD return at each calendar day across the selected years. The standard deviation band shows the range within which returns have historically fallen β€” at 1 SD, roughly two-thirds of years; at 2 SD, roughly 95%. Past year-to-date patterns do not predict future returns. The average and standard deviation band are computed from the year set chosen in β€œAverage from”, which is independent of which year lines are displayed. The current in-progress year is excluded from these calculations, since a partial year is not comparable to complete ones. Election-cycle groupings follow the US presidential calendar and are offered only for US and crypto assets.

Historical Performance

Revenue, profitability, and cash flow trends (β‚Ή Crores)

Revenue (10Y)

Operating Income (10Y)

Net Profit (10Y)

Operating Margin % (10Y)

Dividend Payout % (10Y)

Free Cash Flow (10Y)

Growth Summary

Latest fiscal year: Mar 2025

Revenueβ‚Ή9.37 K Crβ–² 15.0%
EBITDA Growthβ€”
Net Profitβ‚Ή425.00 Crβ–² 133.5%
Cash from Ops (CFO)β€”
Free Cash Flow (FCF)β€”β–Ό 283.1%
Revenue CAGR 5Y0.0%
EBITDA CAGR 5Y0.0%
Net Profit CAGR 5Y0.0%
NP Growth 1Y133.5%

Historical Growth

Year-by-year revenue, profitability, and cash flow (β‚Ή Crores, last 10 years)

YearRevenueOp. IncomeNet ProfitCFOFCFROERev Growth 1YNP Growth 1Y
Mar 2025β‚Ή9.37 K Crβ€”β‚Ή425.00 Crβ€”β€”9.9%15.0%133.5%
Mar 2024β‚Ή8.15 K Crβ€”β‚Ή182.00 Crβ€”β€”6.7%38.4%405.6%
Mar 2023β‚Ή5.88 K Crβ€”β‚Ή36.00 Crβ€”β€”1.5%53.2%-112.2%
Mar 2022β‚Ή3.84 K Crβ€”β‚Ή-296.00β€”β€”-15.0%70.6%140.7%
Mar 2021β‚Ή2.25 K Crβ€”β‚Ή-123.00β€”β€”-10.0%β€”β€”

Financial Statements

Income statement, balance sheet, and cash flow (β‚Ή Crores, as reported)

Consolidated Figures in USD Millions.

Unnamed: 0Mar 2021Mar 2022Mar 2023Mar 2024Mar 2025TTM
Revenue / Net Sales2,2523,8415,8858,1479,3719,755
Total Expenses2,3664,1245,8358,4169,2509,551
EBIT / Operating Profit-114-28350-269121204
OPM %-5%-7%1%-3%1%2%
Other Income000468324327
Finance Costs000000
Depreciation & Amortisation9121518200
Profit Before Tax-123-29636182425530
Tax %0%0%0%0%0%-
Net Profit / PAT-123-29636182425508
EPS (β‚Ή)-1.49-3.440.412.084.605.51
Dividend Payout %0%0%0%0%0%-

Peer Comparison

Financials sector peers, ranked by market cap

CompanyMarket CapRevenueP/EP/BEV/EBITDARev G 1Y
Go Digit General Insurance Limitedthis co.β‚Ή31.32 K Crβ‚Ή9.37 K Cr61.606.75157.7515.0%
HDFC Bank Ltd.β‚Ή14.43 L Crβ‚Ή3.01 L Cr20.302.78β€”16.3%
ICICI Bank Ltd.β‚Ή10.28 L Crβ‚Ή1.63 L Cr20.703.32β€”14.3%
State Bank Of Indiaβ‚Ή9.49 L Crβ‚Ή4.62 L Cr13.301.83β€”11.4%
Bajaj Finance Limitedβ‚Ή5.91 L Crβ‚Ή61.95 K Cr36.806.33β€”32.0%
LIFE INSURANCE CORPORATION OF INDIAβ‚Ή5.26 L Crβ‚Ή8.87 L Cr10.303.739.875.2%
Kotak Mahindra Bank Ltd.β‚Ή4.24 L Crβ‚Ή52.92 K Cr31.703.39β€”15.5%
Industry Averageβ€”β‚Ή30.80 K Cr45.914.8770.9114.6%

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