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AMERISAFE, Inc., an insurance holding company, underwrites workers' compensation insurance in the United States. The company provides benefits to injured employees for temporary or permanent disability, death, and medical and hospital expenses. It sells its products through retail and wholesale brokers and agents; and small and mid-sized employers engaged in hazardous industries, including construction, trucking, logging and lumber, agriculture, manufacturing, telecommunications, and maritime. The company was incorporated in 1985 and is based in Deridder, Louisiana.
5-year financial trends. Figures in USD millions.
Latest fiscal year: 2025
Year-by-year revenue, profitability, and cash flow (USD millions, last 10 years)
| Year | Revenue | EBITDA | Net Profit | FCF | ROE | Rev Growth 1Y | NP Growth 1Y |
|---|---|---|---|---|---|---|---|
| 2025 | $317M | - | $47M | $9M | 18.7% | 2.6% | -15.0% |
| 2024 | $309M | - | $55M | $23M | 21.5% | 0.7% | -10.7% |
| 2023 | $307M | - | $62M | $29M | 21.2% | 4.1% | 11.7% |
| 2022 | $295M | - | $56M | $26M | 17.5% | - | - |
Income statement, balance sheet, and cash flow as reported
Consolidated Figures in USD Millions.
| Metric | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|
| Total Revenue | 294.69 | 306.91 | 309.11 | 317.30 |
| Pretax Income | 67.65 | 77.38 | 69.06 | 58.85 |
| Tax Provision | 12.04 | 15.27 | 13.62 | 11.71 |
| Net Income | 55.60 | 62.11 | 55.44 | 47.14 |
| Net Income Common Stockholders | 55.60 | 62.11 | 55.44 | 47.14 |
| Total Expenses | 227.05 | 229.53 | 240.05 | 258.44 |
| Selling General And Administration | 26.51 | 27.36 | 31.50 | 33.26 |
| Normalized Income | 55.60 | 62.11 | 55.44 | 47.14 |
| Market Cap | 567.47 | 567.47 | 567.47 | 567.47 |
Financial Services sector peers, ranked by market cap
| Company | Ticker | Market Cap | P/E | P/B | ROE | EV/EBITDA |
|---|---|---|---|---|---|---|
| AMERISAFE, Inc.this co. | AMSF | $577M | 12.04↑ premium | 2.26 | 18.7% | - |
| California BanCorp | BCAL | $598M | 10.16 | 1.05 | 10.9% | - |
| Arrow Financial Corporation | AROW | $596M | 13.61 | 1.37 | 10.2% | - |
| Washington Trust Bancorp, Inc. | WASH | $591M | 11.32 | 1.09 | 9.6% | - |
| Northfield Bancorp, Inc. | NFBK | $582M |
| 107.23 |
| 0.84 |
| 0.1% |
| - |
| Bar Harbor Bankshares | BHB | $577M | 14.00 | 1.07 | 6.9% | - |
| American Coastal Insurance Corporation | ACIC | $573M | 5.51 | 1.80 | 33.6% | 3.29 |
| Peoples Financial Services Corp. | PFIS | $566M | 9.62 | 1.09 | 11.4% | - |
| Carter Bankshares, Inc. | CARE | $558M | 5.17 | 1.11 | 7.5% | - |
| Peer Median | - | 10.74 | 1.09 | 9.9% | 3.29 | |