Bank of Hawaii Corporation operates as the bank holding company for Bank of Hawaii that provides various financial products and services in Hawaii, the United States Mainland, Guam, and other Pacific Islands. It operates through three segments: Consumer Banking, Commercial Banking, and Treasury and Other. The Consumer Banking segment offers checking, savings, and time deposit accounts; residential mortgage loans, home equity lines of credit, automobile loans and leases, overdraft lines of credit, installment loans, small business loans and leases, and credit cards; private and international client banking; investment, credit, and trust services to individuals and families, and high-net-worth individuals; investment management; and investment advisory services to corporations, government entities, and foundations. This segment also provides brokerage and insurance offerings, including equities, mutual funds, life insurance, and annuity products. The Commercial Banking segment offers commercial and industrial loans, commercial real estate loans, commercial lease financing, auto dealer financing, and deposit products; and international banking, cash management, and merchant services to middle-market and large companies, and government entities. This segment also provides commercial real estate mortgages to investors, developers, and builders. The Treasury and Other segment offers corporate asset and liability management services comprising interest rate risk management and foreign exchange services. Bank of Hawaii Corporation was founded in 1897 and is headquartered in Honolulu, Hawaii.
Rule-based from financial data. Not advice.
5-year financial trends. Figures in USD millions.
Latest fiscal year: 2025
Year-by-year revenue, profitability, and cash flow (USD millions, last 10 years)
| Year | Revenue | EBITDA | Net Profit | FCF | ROE | Rev Growth 1Y | NP Growth 1Y |
|---|---|---|---|---|---|---|---|
| 2025 | $711M | - | $206M | $184M | 13.7% | 12.5% | 37.3% |
| 2024 | $632M | - | $150M | $161M | 11.3% | -6.1% | -12.4% |
| 2023 | $674M | - | $171M | $129M | 13.9% | -3.5% | -24.2% |
| 2022 | $698M | - | $226M | $304M | 19.9% | - | - |
| 2021 | - |
Income statement, balance sheet, and cash flow as reported
Consolidated Figures in USD Millions.
| Metric | 2021 | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|---|
| Total Revenue | - | 698.10 | 673.63 | 632.34 | 711.33 |
| Operating Revenue | - | 698.10 | 673.63 | 632.34 | 711.33 |
| Selling General And Administration | - | 241.82 | 247.69 | 256.36 | 273.24 |
| Interest Income | - | 597.37 | 810.38 | 863.75 | 887.82 |
| Interest Expense | - | 56.81 | 313.35 | 397.17 | 350.28 |
| Net Interest Income | - | 540.56 | 497.02 | 466.58 | 537.54 |
| Pretax Income | - | 290.63 | 227.12 | 197.85 | 261.98 |
| Tax Provision | - | 64.83 | 55.91 | 47.86 | 56.08 |
| Tax Rate For Calcs | - | 0 | 0 | 0 | 0 |
| Tax Effect Of Unusual Items | - | -1.54 | -3.62 | -0.46 | 1.03 |
| Net Income Continuous Operations | - | 225.80 | 171.20 | 149.99 | 205.90 |
| Net Income From Continuing And Discontinued Operation | - | 225.80 | 171.20 | 149.99 | 205.90 |
| Net Income From Continuing Operation Net Minority Interest | - | 225.80 | 171.20 | 149.99 | 205.90 |
| Net Income | - | 225.80 | 171.20 | 149.99 | 205.90 |
| Net Income Common Stockholders | - | 217.93 | 163.32 | 137.35 | 184.82 |
| Net Income Including Noncontrolling Interests | - | 225.80 | 171.20 | 149.99 | 205.90 |
| Normalized Income | - | 231.18 | 182.28 | 151.43 | 202.13 |
| Diluted NI Availto Com Stockholders | - | 217.93 | 163.32 | 137.35 | 184.82 |
| Basic Average Shares | - | 39.60 | 39.27 | 39.45 | 39.62 |
| Diluted Average Shares | - | 39.79 | 39.43 | 39.70 | 39.93 |
| Reconciled Depreciation | - | 33.22 | 32.99 | 31.52 | 30.38 |
| Total Unusual Items | - | -6.92 | -14.70 | -1.90 | 4.80 |
| Total Unusual Items Excluding Goodwill | - | -6.92 | -14.70 | -1.90 | 4.80 |
| Preferred Stock Dividends | - | 7.88 | 7.88 | 12.64 | 21.08 |
| Special Income Charges | - | -6.92 | -14.70 | -1.90 | 4.80 |
| Other Special Charges | - | 6.92 | 14.70 | 1.90 | -4.80 |
| Gain On Sale Of Security | - | -6.11 | -11.46 | -7.51 | -23.40 |
| General And Administrative Expense | - | 241.82 | 247.69 | 248.51 | 264.74 |
| Salaries And Wages | - | 235.27 | 234.08 | 232.56 | 248.77 |
| Insurance And Claims | - | 6.55 | 13.61 | 15.95 | 15.97 |
| Selling And Marketing Expense | - | 9.98 | 8.17 | 7.84 | 8.50 |
| Occupancy And Equipment | - | 77.82 | 80.18 | 82.97 | 82.52 |
| Professional Expense And Contract Services Expense | - | 14.56 | 17.46 | 19.32 | 16.23 |
| Other Non Interest Expense | - | 74.16 | 77.49 | 62.79 | 70.66 |
| Securities Amortization | 2.05 | 1.19 | 0.78 | - | - |
Financial Services sector peers, ranked by market cap
| Company | Ticker | Market Cap | P/E | P/B | ROE | EV/EBITDA |
|---|---|---|---|---|---|---|
| Bank of Hawaii Corporationthis co. | BOH | $3.0B | 14.70 | 2.01 | 13.7% | - |
| First Financial Bancorp. | FFBC | $3.2B | 12.54 | 1.16 | 9.2% | - |
| Park National Corporation | PRK | $3.1B | 17.38 | 2.31 | 13.3% | - |
| Simmons First National Corporation | SFNC | $3.1B | -7.86 | 0.91 | -11.6% | - |
| CorVel Corporation | CRVL |
| - |
| - |
| - |
| - |
| - |
| - |
| $3.0B |
| 27.21 |
| 7.61 |
| 28.0% |
| 15.99 |
| Banc of California, Inc. | BANC | $3.0B | 13.02 | 0.98 | 7.5% | - |
| Seacoast Banking Corporation of Florida | SBCF | $2.9B | 20.25 | 1.08 | 5.3% | - |
| Provident Financial Services, Inc. | PFS | $2.9B | 10.00 | 1.03 | 10.3% | - |
| WisdomTree, Inc. | WT | $2.9B | 26.77 | 7.01 | 26.2% | 19.33 |
| Peer Median | - | 15.20 | 1.12 | 9.8% | 17.66 | |
Year-to-date return is calculated by dividing each day’s closing price by the price on January 1st of that year (or the asset’s first available price if it began trading mid-year). The custom average line shows the mean YTD return at each calendar day across the selected years. The standard deviation band shows the range within which returns have historically fallen — at 1 SD, roughly two-thirds of years; at 2 SD, roughly 95%. Past year-to-date patterns do not predict future returns. The average and standard deviation band are computed from the year set chosen in “Average from”, which is independent of which year lines are displayed. The current in-progress year is excluded from these calculations, since a partial year is not comparable to complete ones. Election-cycle groupings follow the US presidential calendar and are offered only for US and crypto assets.
Historically, Jul has averaged the highest return (+9.2%); Mar the lowest (-7.2%).
| Year | Jan | Feb | Mar | Apr | May | Jun | Jul | Aug | Sep | Oct | Nov | Dec |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 2026 | +9.4%Positive MonthJan 2026: +9.38% | +1.3%Neutral MonthFeb 2026: +1.32% | -2.0%Negative MonthMar 2026: -2.01% | +7.1%Positive MonthApr 2026: +7.08% | -3.7%Negative MonthMay 2026: -3.66% | +6.4%Positive MonthJun 2026: +6.38% | -2.0%Neutral MonthJul 2026: -1.95% | -2.6%*Negative MonthAug 2026: -2.62% | — | — | — | — |
| 2025 | +4.6%Positive MonthJan 2025: +4.59% | -3.1%Negative MonthFeb 2025: -3.07% | -4.5%Negative MonthMar 2025: -4.50% | -4.1%Negative MonthApr 2025: -4.15% | +0.6%Neutral MonthMay 2025: +0.61% | +1.5%Neutral MonthJun 2025: +1.53% | -8.4%Negative MonthJul 2025: -8.37% | +10.1%Positive MonthAug 2025: +10.08% | -3.6%Negative MonthSep 2025: -3.64% | -1.1%Neutral MonthOct 2025: -1.08% | +0.9%Neutral MonthNov 2025: +0.94% | +4.3%Positive MonthDec 2025: +4.32% |
| 2024 | -12.7%Negative MonthJan 2024: -12.74% | -4.7%Negative MonthFeb 2024: -4.67% | +3.5%Positive MonthMar 2024: +3.50% | -9.1%Negative MonthApr 2024: -9.14% | +1.9%Neutral MonthMay 2024: +1.85% | -0.9%Neutral MonthJun 2024: -0.92% | +19.9%Positive MonthJul 2024: +19.89% | -3.2%Negative MonthAug 2024: -3.24% | -5.4%Negative MonthSep 2024: -5.42% | +15.1%Positive MonthOct 2024: +15.07% | +9.3%Positive MonthNov 2024: +9.35% | -9.8%Negative MonthDec 2024: -9.80% |
| 2023 | -1.4%Neutral MonthJan 2023: -1.38% | -2.1%Negative MonthFeb 2023: -2.13% | -30.4%Negative MonthMar 2023: -30.43% | -7.0%Negative MonthApr 2023: -7.01% | -19.2%Negative MonthMay 2023: -19.16% | +5.3%Positive MonthJun 2023: +5.31% | +38.6%Positive MonthJul 2023: +38.56% | -5.9%Negative MonthAug 2023: -5.93% | -7.5%Negative MonthSep 2023: -7.54% | -0.6%Neutral MonthOct 2023: -0.60% | +17.6%Positive MonthNov 2023: +17.57% | +24.8%Positive MonthDec 2023: +24.78% |
| 2022 | +2.8%Positive MonthJan 2022: +2.76% | +0.1%Neutral MonthFeb 2022: +0.13% | -2.6%Negative MonthMar 2022: -2.62% | -11.4%Negative MonthApr 2022: -11.42% | +6.9%Positive MonthMay 2022: +6.91% | -6.4%Negative MonthJun 2022: -6.39% | +7.7%Positive MonthJul 2022: +7.67% | -2.6%Negative MonthAug 2022: -2.61% | -2.4%Negative MonthSep 2022: -2.44% | -0.2%Neutral MonthOct 2022: -0.22% | +6.2%Positive MonthNov 2022: +6.21% | -3.9%Negative MonthDec 2022: -3.86% |
| 2021 | — | — | — | — | -1.3%Neutral MonthMay 2021: -1.27% | -6.2%Negative MonthJun 2021: -6.15% | -0.6%Neutral MonthJul 2021: -0.61% | +0.1%Neutral MonthAug 2021: +0.12% | -2.0%Neutral MonthSep 2021: -1.96% | +2.8%Positive MonthOct 2021: +2.84% | -5.6%Negative MonthNov 2021: -5.59% | +5.0%Positive MonthDec 2021: +4.99% |
| Avg±SD |
Each cell is the percentage change in closing price from the end of the prior month to the end of this month. The bottom row shows the average return for that calendar month across the selected years, plus or minus one standard deviation — the range that historically contained roughly two-thirds of outcomes. Past monthly patterns are not a forecast of future returns.
This aggregates every month by calendar position — all Januaries together, all Februaries together, and so on — to show whether a given month has leaned positive or negative historically. ‘Simple’ counts each month as +1 or −1. ‘Weighted’ gives larger moves more influence: +2 above +10%, −2 below −10%. With only 6 years of history for this asset, each month’s score reflects a small number of observations — read it as a historical tendency, not a reliable seasonal pattern.
This tracks a running tally across the asset’s full price history: each month adds or subtracts based on whether it was positive or negative. A rising line means more positive months than negative so far; a flattening or falling line means recent months have leaned negative. This measures historical month-to-month consistency, not expected future performance.