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Stewart Information Services Corporation, through its subsidiaries, provides title insurance and real estate transaction related services in the United States and internationally. The company engages in searching, examining, closing, and insuring the condition of the title to real property. It also offers home and personal insurance services; services for tax-deferred exchanges; and digital customer engagement platform services. In addition, the company provides appraisal management, online notarization and closing, credit and real estate information, and search and valuation management services. It serves homebuyers and sellers, residential and commercial real estate professionals, mortgage lenders and servicers, title agencies and real estate attorneys, and home builders through direct operations, network of independent agencies, and other businesses. Stewart Information Services Corporation was founded in 1893 and is headquartered in Houston, Texas.
5-year financial trends. Figures in USD millions.
Latest fiscal year: 2025
Year-by-year revenue, profitability, and cash flow (USD millions, last 10 years)
| Year | Revenue | EBITDA | Net Profit | FCF | ROE | Rev Growth 1Y | NP Growth 1Y |
|---|---|---|---|---|---|---|---|
| 2025 | $2.9B | - | $116M | $132M | 7.0% | 17.3% | 57.6% |
| 2024 | $2.5B | - | $73M | $95M | 5.2% | 10.3% | 140.8% |
| 2023 | $2.3B | - | $30M | $45M | 2.2% | -26.5% | -81.2% |
| 2022 | $3.1B | - | $162M | $144M | 11.9% | - | - |
Income statement, balance sheet, and cash flow as reported
Consolidated Figures in USD Millions.
| Metric | 2021 | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|---|
| Total Revenue | - | 3,069.30 | 2,257.34 | 2,490.42 | 2,921.64 |
| Operating Revenue | - | 3,069.30 | 2,257.34 | 2,490.42 | 2,921.64 |
| Selling General And Administration | - | 802 | 712.79 | 745.40 | 830.59 |
| Total Expenses | - | 2,836.64 | 2,196.48 | 2,376.11 | 2,756.06 |
| EBIT | - | 251.06 | 80.60 | 134.22 | 186.02 |
| Interest Expense | - | 18.40 | 19.74 | 19.91 | 20.44 |
| Net Interest Income | - | -18.40 | -19.74 | -19.91 | -20.44 |
| Other Income Expense | - | 335.85 | 263.58 | 358.56 | 438.26 |
| Interest Expense Non Operating | - | 18.40 | 19.74 | 19.91 | 20.44 |
| Net Non Operating Interest Income Expense | - | -18.40 | -19.74 | -19.91 | -20.44 |
| Pretax Income | - | 232.65 | 60.86 | 114.31 | 165.57 |
| Tax Provision | - | 50.86 | 15.26 | 26.16 | 35.41 |
| Tax Rate For Calcs | - | 0 | 0 | 0 | 0 |
| Tax Effect Of Unusual Items | - | 0 | 0 | 0 | 0 |
| Net Income Continuous Operations | - | 181.79 | 45.60 | 88.16 | 130.16 |
| Net Income From Continuing And Discontinued Operation | - | 162.30 | 30.44 | 73.31 | 115.54 |
| Net Income From Continuing Operation Net Minority Interest | - | 162.30 | 30.44 | 73.31 | 115.54 |
| Net Income | - | 162.30 | 30.44 | 73.31 | 115.54 |
| Net Income Common Stockholders | - | 162.30 | 30.44 | 73.31 | 115.54 |
| Net Income Including Noncontrolling Interests | - | 181.79 | 45.60 | 88.16 | 130.16 |
| Normalized Income | - | 162.30 | 30.44 | 73.31 | 115.54 |
| Diluted NI Availto Com Stockholders | - | 162.30 | 30.44 | 73.31 | 115.54 |
| Basic Average Shares | - | 27.13 | 27.37 | 27.76 | 30.22 |
| Diluted Average Shares | - | 27.35 | 27.52 | 28.13 | 30.22 |
| Reconciled Depreciation | - | 57.18 | 62.45 | 61.61 | 61.07 |
| Minority Interests | - | -19.48 | -15.16 | -14.85 | -14.63 |
| Depreciation And Amortization In Income Statement | - | 57.18 | 62.45 | 61.61 | 61.07 |
| General And Administrative Expense | - | 802 | 712.79 | 745.40 | 830.59 |
| Salaries And Wages | - | 802 | 712.79 | 745.40 | 830.59 |
| Other Operating Expenses | - | 648.02 | 507.70 | 603.96 | 714.63 |
| Loss Adjustment Expense | - | 102.73 | 80.28 | 80.41 | 81.67 |
| Net Policyholder Benefits And Claims | - | 102.73 | 80.28 | 80.41 | 81.67 |
Financial Services sector peers, ranked by market cap
| Company | Ticker | Market Cap | P/E | P/B | ROE | EV/EBITDA |
|---|---|---|---|---|---|---|
| Stewart Information Services Corporationthis co. | STC | $1.9B | 16.70↑ premium | 1.18 | 7.0% | - |
| NBT Bancorp Inc. | NBTB | $2.4B | 14.27 | 1.27 | 8.9% | - |
| The Western Union Company | WU | $2.4B | 4.82 | 2.52 | 52.2% | 4.15 |
| Beacon Financial Corporation | BBT | $2.4B | 26.55 | 0.96 | 3.6% | - |
| The Bancorp, Inc. |
| 2021 | - | - | - | - | - | - | - |
| TBBK |
| $2.2B |
| 9.77 |
| 3.23 |
| 33.1% |
| - |
| Banner Corporation | BANR | $2.2B | 11.23 | 1.13 | 10.0% | - |
| Merchants Bancorp | MBIN | $2.2B | 10.02 | 1.27 | 12.6% | - |
| Hilltop Holdings Inc. | HTH | $2.2B | 13.12 | 1.00 | 7.6% | - |
| HCI Group, Inc. | HCI | $1.9B | 6.41 | 1.84 | 28.7% | - |
| Peer Median | - | 10.62 | 1.27 | 11.3% | 4.15 | |