NCR Atleos Corporation, a financial technology company, engages in the provision of self-directed banking solutions to financial institutions, merchants, manufacturers, retailers, and consumers in the United States, rest of the Americas, Europe, the Middle East, Africa, and the Asia Pacific. It operates through three segments: Self-Service Banking; Network; and Telecommunications & Technology (T&T). It offers solutions, including a line of automated teller machine (ATM) hardware and software, as well as elated installation, maintenance, and managed and professional services; and ATM as a service to manage and run for financial institutions that include back office, cash management, software management, and ATM deployment. The company also provides network of ATMs and multi-functioning financial services kiosks for financial institutions, financial technology companies, neobanks, and retailers; Allpoint network which provides cash withdrawal and deposit access to credit unions, banks, digital banks, fintechs, stored-value debit card issuers, and other consumer financial services providers; and ATM branding solutions to financial institutions, ATM management and services to retailers and other businesses, and LibertyX solution which gives consumers the ability to buy and sell Bitcoin. In addition, it offers managed network and infrastructure services to enterprise clients across various industries through communications service providers and technology manufacturers; and professional, field, and remote services for modern network technologies, including software-defined wide area networking, network functions virtualization, wireless local area networks, optical networking, and edge networks. NCR Atleos Corporation was founded in 1884 and is headquartered in Atlanta, Georgia.
Rule-based from financial data. Not advice.
5-year financial trends. Figures in USD millions.
Latest fiscal year: 2025
Year-by-year revenue, profitability, and cash flow (USD millions, last 10 years)
| Year | Revenue | EBITDA | Net Profit | FCF | ROE | Rev Growth 1Y | NP Growth 1Y |
|---|---|---|---|---|---|---|---|
| 2025 | $4.4B | $736M | $162M | $200M | 40.2% | 1.1% | 102.5% |
| 2024 | $4.3B | $721M | $80M | $205M | 36.5% | 2.8% | -153.3% |
| 2023 | $4.2B | $433M | $-150M | $223M | -68.5% | 1.6% | -251.5% |
| 2022 | $4.1B | $436M | $99M | $177M | 3.0% | - | - |
| 2021 | - |
Income statement, balance sheet, and cash flow as reported
Consolidated Figures in USD Millions.
| Metric | 2021 | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|---|
| Total Revenue | - | 4,122 | 4,186 | 4,305 | 4,354 |
| Operating Revenue | - | 4,122 | 4,186 | 4,305 | 4,354 |
| Cost Of Revenue | - | 3,214 | 3,258 | 3,285 | 3,293 |
| Gross Profit | - | 908 | 928 | 1,020 | 1,061 |
| Operating Expense | - | 650 | 665 | 583 | 583 |
| Research And Development | - | 64 | 80 | 62 | 70 |
| Selling General And Administration | - | 586 | 585 | 521 | 513 |
| Total Expenses | - | 3,864 | 3,923 | 3,868 | 3,876 |
| Operating Income | - | 258 | 263 | 437 | 478 |
| Total Operating Income As Reported | - | 258 | 263 | 437 | 478 |
| EBITDA | - | 436 | 433 | 721 | 736 |
| Normalized EBITDA | - | 445 | 476 | 778 | 774 |
| EBIT | - | 177 | 179 | 434 | 459 |
| Interest Income | - | 0 | 5 | 7 | 6 |
| Interest Expense | - | 31 | 90 | 309 | 270 |
| Net Interest Income | - | -31 | -100 | -317 | -279 |
| Other Non Operating Income Expenses | - | -72 | -32 | 62 | 28 |
| Other Income Expense | - | -81 | -75 | 5 | -10 |
| Interest Income Non Operating | - | 0 | 5 | 7 | 6 |
| Interest Expense Non Operating | - | 31 | 90 | 309 | 270 |
| Net Non Operating Interest Income Expense | - | -31 | -100 | -317 | -279 |
| Pretax Income | - | 146 | 89 | 125 | 189 |
| Tax Provision | - | 48 | 237 | 44 | 27 |
| Tax Rate For Calcs | - | 0 | 0 | 0 | 0 |
| Tax Effect Of Unusual Items | - | -2.96 | -9.03 | -20.06 | -5.40 |
| Net Income Continuous Operations | - | 98 | -148 | 81 | 162 |
| Net Income From Continuing And Discontinued Operation | - | 99 | -150 | 80 | 162 |
| Net Income From Continuing Operation Net Minority Interest | - | 99 | -150 | 80 | 162 |
| Net Income | - | 99 | -150 | 80 | 162 |
| Net Income Common Stockholders | - | 99 | -150 | 80 | 162 |
| Net Income Including Noncontrolling Interests | - | 98 | -148 | 81 | 162 |
| Normalized Income | - | 105.04 | -116.03 | 116.94 | 194.60 |
| Diluted NI Availto Com Stockholders | - | 99 | -150 | 80 | 162 |
| Basic Average Shares | - | 70.60 | 70.60 | 72.20 | 73.50 |
| Diluted Average Shares | - | 70.60 | 70.60 | 74.20 | 75.60 |
| Reconciled Depreciation | - | 259 | 254 | 287 | 277 |
| Reconciled Cost Of Revenue | - | 3,214 | 3,258 | 3,285 | 3,293 |
| Total Unusual Items | - | -9 | -33 | -57 | -38 |
| Total Unusual Items Excluding Goodwill | - | -9 | -33 | -57 | -38 |
| Minority Interests | - | 1 | -2 | -1 | 0 |
| Special Income Charges | - | 0 | 0 | -38 | -28 |
| Other Special Charges | - | - | - | 38 | 28 |
| Gain On Sale Of Security | - | -9 | -33 | -19 | -10 |
| General And Administrative Expense | - | 586 | 585 | 521 | 513 |
| Other Gand A | - | 586 | 585 | 521 | 513 |
| Salaries And Wages | - | 63 | 22 | -60 | - |
| Total Other Finance Cost | - | - | 15 | 15 | 15 |
Technology sector peers, ranked by market cap
| Company | Ticker | Market Cap | P/E | P/B | ROE | EV/EBITDA |
|---|---|---|---|---|---|---|
| NCR Atleos Corporationthis co. | NATL | $3.3B | 20.14↓ discount | 8.10 | 40.2% | 7.75 |
| Insight Enterprises, Inc. | NSIT | $3.6B | 22.81 | 2.18 | 9.5% | 11.55 |
| Adeia Inc. | ADEA | $3.6B | 32.13 | 7.43 | 23.1% | 16.36 |
| Sunrun Inc. | RUN | $3.5B | 7.86 | 1.13 | 14.4% | 32.03 |
| OSI Systems, Inc. | OSIS | $3.5B |
| - |
| - |
| - |
| - |
| - |
| - |
| 23.42 |
| 3.68 |
| 15.7% |
| 15.50 |
| Knowles Corporation | KN | $3.4B | 76.19 | 4.34 | 5.7% | 30.44 |
| Teradata Corporation | TDC | $3.3B | 25.25 | 14.27 | 56.5% | 11.38 |
| Benchmark Electronics, Inc. | BHE | $3.2B | 127.80 | 2.89 | 2.3% | 24.46 |
| NetScout Systems, Inc. | NTCT | $3.0B | 31.58 | 1.83 | 5.8% | 13.51 |
| Peer Median | - | 28.42 | 3.29 | 12.0% | 15.93 | |
Historically, May has averaged the highest return (+11.7%); Oct the lowest (-7.2%).
| Year | Jan | Feb | Mar | Apr | May | Jun | Jul | Aug | Sep | Oct | Nov | Dec |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 2026 | -2.1%Negative MonthJan 2026: -2.13% | +18.7%Positive MonthFeb 2026: +18.71% | -1.6%Neutral MonthMar 2026: -1.58% | +1.8%Neutral MonthApr 2026: +1.84% | +0.5%Neutral MonthMay 2026: +0.50% | -2.7%Negative MonthJun 2026: -2.67% | +8.3%Positive MonthJul 2026: +8.34% | -2.1%*Negative MonthAug 2026: -2.06% | — | — | — | — |
| 2025 | -6.1%Negative MonthJan 2025: -6.07% | -10.7%Negative MonthFeb 2025: -10.73% | -7.2%Negative MonthMar 2025: -7.24% | +5.8%Positive MonthApr 2025: +5.84% | -5.1%Negative MonthMay 2025: -5.05% | +7.6%Positive MonthJun 2025: +7.62% | +7.3%Positive MonthJul 2025: +7.26% | +29.5%Positive MonthAug 2025: +29.48% | -0.8%Neutral MonthSep 2025: -0.78% | -6.1%Negative MonthOct 2025: -6.13% | +0.5%Neutral MonthNov 2025: +0.46% | +2.8%Positive MonthDec 2025: +2.81% |
| 2024 | -7.8%Negative MonthJan 2024: -7.82% | -2.8%Negative MonthFeb 2024: -2.81% | -9.2%Negative MonthMar 2024: -9.24% | +0.9%Neutral MonthApr 2024: +0.91% | +39.6%Positive MonthMay 2024: +39.64% | -2.9%Negative MonthJun 2024: -2.91% | +19.0%Positive MonthJul 2024: +18.99% | -11.0%Negative MonthAug 2024: -11.01% | -0.3%Neutral MonthSep 2024: -0.28% | -8.2%Negative MonthOct 2024: -8.24% | +25.3%Positive MonthNov 2024: +25.32% | +3.4%Positive MonthDec 2024: +3.38% |
| 2023 | — | — | — | — | — | — | — | — | — | — | +0.7%Neutral MonthNov 2023: +0.68% | +9.4%Positive MonthDec 2023: +9.37% |
| Avg±SD |
Each cell is the percentage change in closing price from the end of the prior month to the end of this month. The bottom row shows the average return for that calendar month across the selected years, plus or minus one standard deviation — the range that historically contained roughly two-thirds of outcomes. Past monthly patterns are not a forecast of future returns.
This aggregates every month by calendar position — all Januaries together, all Februaries together, and so on — to show whether a given month has leaned positive or negative historically. ‘Simple’ counts each month as +1 or −1. ‘Weighted’ gives larger moves more influence: +2 above +10%, −2 below −10%. With only 4 years of history for this asset, each month’s score reflects a small number of observations — read it as a historical tendency, not a reliable seasonal pattern.
This tracks a running tally across the asset’s full price history: each month adds or subtracts based on whether it was positive or negative. A rising line means more positive months than negative so far; a flattening or falling line means recent months have leaned negative. This measures historical month-to-month consistency, not expected future performance.
Year-to-date return is calculated by dividing each day’s closing price by the price on January 1st of that year (or the asset’s first available price if it began trading mid-year). The custom average line shows the mean YTD return at each calendar day across the selected years. The standard deviation band shows the range within which returns have historically fallen — at 1 SD, roughly two-thirds of years; at 2 SD, roughly 95%. Past year-to-date patterns do not predict future returns. The average and standard deviation band are computed from the year set chosen in “Average from”, which is independent of which year lines are displayed. The current in-progress year is excluded from these calculations, since a partial year is not comparable to complete ones. Election-cycle groupings follow the US presidential calendar and are offered only for US and crypto assets.