Icici Prudential Retirement Fund - Pure Debt Plan
🎯Investment Objective
“The investment objective of the scheme is to provide capital appreciation and income to the investors which will help to achieve retirement goals by investing in a mix of securities comprising of equity, equity related instruments, fixed income securities and other securities.”
Source: Icici Prudential Retirement Fund - Pure Debt Plan scheme information document
Asset Allocation
Quarterly comparison data not available.
This is a conservative allocation with only 4% in equities — focused on capital preservation and income.
The fund holds 46% in cash — above typical levels. This could indicate the fund manager is waiting for better entry points or being defensive.
Asset Allocation — The Single Most Important Investment Decision →
Sector Allocation
✅ Well-diversified — no sector dominates, with the top 3 at just 3.6%. This spread reduces sector-specific risk.
Holdings-Based Style Box
This fund sits in the Large-Growth quadrant based on its holdings characteristics.
The fund primarily holds large-cap stocks (top 100 companies by market cap) — typically the most stable equity holdings. The ‘Growth’ tilt means holdings have higher valuations but stronger earnings growth — the fund manager is paying up for fast-growing companies.
📖 What do Large/Mid/Small Cap mean? →Key Metrics
Fund DNA
Portfolio Holdings13 positions
The Weight column shows how much of the fund's money is in each stock. The 3M Change reveals the fund manager's recent moves — increasing weight (↑ green) means they're buying more, decreasing (↓ red) means they're trimming. Click any stock name to see its detailed financials on Equiscale.
📖 Learn: Diversification & Asset Allocation →| # | Company | Sector | Allocation | Weight (%) | 3M Change | View |
|---|---|---|---|---|---|---|
| 1 | Nirma Ltd. ** | CRISIL AA | 7.1% | — | ||
| 2 | LIC Housing Finance Ltd. ** | CRISIL AAA | 6.1% | — | ||
| 3 | Muthoot Finance Ltd. ** | CRISIL AA+ | 6.0% | — | ||
| 4 | Summit Digitel Infrastructure Ltd ** | CRISIL AAA | 5.9% | — | ||
| 5 | Yes Bank Ltd. ** | CRISIL AA- | 5.9% | — | ||
| 6 | Power Finance Corporation Ltd. ** | CRISIL AAA | 3.6% | — | ||
| 7 | Cholamandalam Investment And Finance Company Ltd. ** | ICRA AA+ | 3.6% | — | ||
| 8 | Vedanta Ltd. ** | CRISIL AA | 3.6% | — | ||
| 9 | Eris Lifesciences Ltd. ** | FITCH AA | 3.6% | — | ||
| 10 | HDFC Bank Ltd. ** | CRISIL AAA | 1.3% | — |
Check Holdings Overlap
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Sign In to Check OverlapReturns
| 1M | 3M | 6M | 1Y | 3Y CAGR | 5Y CAGR |
|---|---|---|---|---|---|
| — | — | — | +3.27% | +5.8% | +4.94% |
Performance
This chart shows the fund's NAV growth over time. Since inception, this fund has delivered a CAGR of 6.2%.
Investment Calculator
Estimate future value based on Icici Prudential Retirement Fund - Pure Debt Plan's historical returns
⚠️ Important Disclaimer
This projection uses past returns (5.8% CAGR) which do NOT guarantee future performance. Actual returns may vary significantly.
💡 Why SIP works: Investing ₹10,000/month uses rupee cost averaging — buying more units when markets dip. Over 5 years, this smooths out volatility.
👤Fund Manager
Fund manager information is not available for this fund.
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All mutual fund data is for educational purposes only. Past performance does not guarantee future returns. Mutual fund investments are subject to market risks. Read all scheme-related documents carefully before investing. Equiscale does not provide investment advice.