NSE / BSEFinancial Services
β‚Ή203.70+0.25+0.12%
P/E36.9Mkt Capβ‚Ή4.11 K CrEV/EBITDA49.8

ZAGGLE PREPAID OCEAN SERVICES LIMITED

P/E36.9Mkt Capβ‚Ή4.11 K CrEV/EBITDA49.8
Company Profile

Zaggle Prepaid Ocean Services Limited builds financial products and solutions to manage the business expenses of corporates, small and medium-sized enterprises, and startups through automated workflows. It operates Propel, a corporate software-as-a-service (SaaS) platform for channel rewards and incentives, employee rewards, and recognition; and Save, a SaaS-based platform and a mobile application to offer expense management solution for business spend management facilitating digitized employee reimbursements and tax benefits. The company also provides CEMS, a customer engagement management system that enables merchants to manage their customer experiences, including rewarding merchants through gift card and loyalty benefits; and Zaggle Payroll Card, a prepaid payroll card that enables customers to pay contractors, consultants, seasonal and temporary employees, and unbanked wage workers as an alternative to direct deposits to bank accounts or cash payments. In addition, it operates Zoyer, an integrated data driven SaaS based business spend management platform with embedded automated finance capabilities in core invoice to pay workflows. The company was incorporated in 2011 and is based in Mumbai, India.

Valuation

Market Cap
β‚Ή0.00
β€”
Current Price
β‚Ή0
β€”as of 28 Jul 2026
P/E Ratio
0.0x
β€”
P/B Ratio
0.0x
β€”
EV / EBITDA
0.0x
β€”
EV / Sales
0.0x
β€”
52W High
β‚Ή0
β€”
52W Low
β‚Ή0
β€”
Shares Out
0.00 Cr
β€”

Profitability

Operating Margin
0.0%
β€”
Net Profit Margin
0.0%
β€”
EBITDA Margin
0.0%
β€”

Returns

ROE
0.0%
β€”
ROCE
0.0%
β€”
ROIC %
β€”
β€”
ROA
0.0%
β€”
Dividend Payout
0.0%
β€”

Solvency

Current Ratio
0.0x
β€”
Debt / Equity
β€”
β€”
Debt / Assets
0.0x
β€”
CFO / Net Profit
0.0x
β€”
Interest Coverage
β€”
β€”

AI Summary

Indian Stock

Sign up free to view AI insights

Get Started

Rule-based from financial data. Not advice.

Price Historyβ–Ό 44.84% over 1Y
Monthly Returns

Historically, Nov has averaged the highest return (+12.5%); Mar the lowest (-11.1%).

Average from:
YearJanFebMarAprMayJunJulAugSepOctNovDec
2026-18.5%Negative MonthJan 2026: -18.52%-19.7%Negative MonthFeb 2026: -19.66%-17.7%Negative MonthMar 2026: -17.72%+28.7%Positive MonthApr 2026: +28.75%-10.7%Negative MonthMay 2026: -10.69%-3.8%Negative MonthJun 2026: -3.79%-1.6%*Neutral MonthJul 2026: -1.62%β€”β€”β€”β€”β€”
2025-15.1%Negative MonthJan 2025: -15.11%-21.0%Negative MonthFeb 2025: -20.99%+3.4%Positive MonthMar 2025: +3.36%-10.8%Negative MonthApr 2025: -10.76%+34.8%Positive MonthMay 2025: +34.78%-4.6%Negative MonthJun 2025: -4.60%-8.3%Negative MonthJul 2025: -8.29%+3.4%Positive MonthAug 2025: +3.44%-11.9%Negative MonthSep 2025: -11.88%+8.0%Positive MonthOct 2025: +8.01%+5.3%Positive MonthNov 2025: +5.29%-11.5%Negative MonthDec 2025: -11.55%
2024+5.3%Positive MonthJan 2024: +5.34%+50.9%Positive MonthFeb 2024: +50.91%-18.9%Negative MonthMar 2024: -18.86%+4.8%Positive MonthApr 2024: +4.77%-9.9%Negative MonthMay 2024: -9.93%+4.4%Positive MonthJun 2024: +4.42%+18.5%Positive MonthJul 2024: +18.53%+5.4%Positive MonthAug 2024: +5.38%+23.5%Positive MonthSep 2024: +23.46%-1.4%Neutral MonthOct 2024: -1.39%+17.2%Positive MonthNov 2024: +17.16%+2.9%Positive MonthDec 2024: +2.91%
2023β€”β€”β€”β€”β€”β€”β€”β€”β€”β€”+14.9%Positive MonthNov 2023: +14.91%-6.1%Negative MonthDec 2023: -6.13%
AvgΒ±SD-9.4%Β±10.5%+3.4%Β±33.6%-11.1%Β±10.2%+7.6%Β±16.3%+4.7%Β±21.3%-1.3%Β±4.1%+2.9%Β±11.4%+4.4%Β±1.0%+5.8%Β±17.7%+3.3%Β±4.7%+12.5%Β±5.1%-4.9%Β±6.0%
* Current month β€” value will change until month-end.

Each cell is the percentage change in closing price from the end of the prior month to the end of this month. The bottom row shows the average return for that calendar month across the selected years, plus or minus one standard deviation β€” the range that historically contained roughly two-thirds of outcomes. Past monthly patterns are not a forecast of future returns.

Seasonal Tendency

This aggregates every month by calendar position β€” all Januaries together, all Februaries together, and so on β€” to show whether a given month has leaned positive or negative historically. β€˜Simple’ counts each month as +1 or βˆ’1. β€˜Weighted’ gives larger moves more influence: +2 above +10%, βˆ’2 below βˆ’10%. With only 4 years of history for this asset, each month’s score reflects a small number of observations β€” read it as a historical tendency, not a reliable seasonal pattern.

Historical Trend

This tracks a running tally across the asset’s full price history: each month adds or subtracts based on whether it was positive or negative. A rising line means more positive months than negative so far; a flattening or falling line means recent months have leaned negative. This measures historical month-to-month consistency, not expected future performance.

Year-to-Date ROI
Average from:
SD Γ—
Latest: 0.586x (2026)

Year-to-date return is calculated by dividing each day’s closing price by the price on January 1st of that year (or the asset’s first available price if it began trading mid-year). The custom average line shows the mean YTD return at each calendar day across the selected years. The standard deviation band shows the range within which returns have historically fallen β€” at 1 SD, roughly two-thirds of years; at 2 SD, roughly 95%. Past year-to-date patterns do not predict future returns. The average and standard deviation band are computed from the year set chosen in β€œAverage from”, which is independent of which year lines are displayed. The current in-progress year is excluded from these calculations, since a partial year is not comparable to complete ones. Election-cycle groupings follow the US presidential calendar and are offered only for US and crypto assets.

Historical Performance

Revenue, profitability, and cash flow trends (β‚Ή Crores)

Revenue (10Y)

Operating Income (10Y)

Net Profit (10Y)

Operating Margin % (10Y)

Dividend Payout % (10Y)

Free Cash Flow (10Y)

Growth Summary

Latest fiscal year: Mar 2025

Revenueβ‚Ή1.30 K Crβ–² 67.9%
EBITDA Growthβ€”
Net Profitβ‚Ή87.00 Crβ–² 97.7%
Cash from Ops (CFO)β€”
Free Cash Flow (FCF)β€”β–Ό 350.0%
Revenue CAGR 5Y62.7%
EBITDA CAGR 5Y49.4%
Net Profit CAGR 5Y61.5%
NP Growth 1Y97.7%

Historical Growth

Year-by-year revenue, profitability, and cash flow (β‚Ή Crores, last 10 years)

YearRevenueOp. IncomeNet ProfitCFOFCFROERev Growth 1YNP Growth 1Y
Mar 2025β‚Ή1.30 K Crβ€”β‚Ή87.00 Crβ€”β€”7.0%67.9%97.7%
Mar 2024β‚Ή776.00 Crβ€”β‚Ή44.00 Crβ€”β€”7.7%40.3%91.3%
Mar 2023β‚Ή553.00 Crβ€”β‚Ή23.00 Crβ€”β€”46.9%49.1%-45.2%
Mar 2022β‚Ή371.00 Crβ€”β‚Ή42.00 Crβ€”β€”-1099.5%54.6%121.1%
Mar 2021β‚Ή240.00 Crβ€”β‚Ή19.00 Crβ€”β€”-41.5%252.9%375.0%
Mar 2020β‚Ή68.00 Crβ€”β‚Ή4.00 Crβ€”β€”-6.2%β€”β€”

Financial Statements

Income statement, balance sheet, and cash flow (β‚Ή Crores, as reported)

Consolidated Figures in USD Millions.

Unnamed: 0Mar 2020Mar 2021Mar 2022Mar 2023Mar 2024Mar 2025TTM
Revenue / Net Sales682403715537761,3031,510
Total Expenses572123115057051,1871,369
EBIT / Operating Profit1128604871115141
OPM %16%12%16%9%9%9%9%
Other Income0001112537
Finance Costs587111486
Depreciation & Amortisation222681525
Profit Before Tax518513260117148
Tax %22%-6%18%28%26%26%-
Net Profit / PAT41942234487111
EPS (β‚Ή)206.671,073.892,328.892.483.596.528.30
Dividend Payout %0%0%0%0%0%0%-

Peer Comparison

Financials sector peers, ranked by market cap

CompanyMarket CapRevenueP/EP/BEV/EBITDARev G 1Y
ZAGGLE PREPAID OCEAN SERVICES LIMITEDthis co.β‚Ή4.11 K Crβ‚Ή1.30 K Cr36.903.1449.7567.9%
HDFC Bank Ltd.β‚Ή14.43 L Crβ‚Ή3.01 L Cr20.302.78β€”16.3%
ICICI Bank Ltd.β‚Ή10.28 L Crβ‚Ή1.63 L Cr20.703.32β€”14.3%
State Bank Of Indiaβ‚Ή9.49 L Crβ‚Ή4.62 L Cr13.301.83β€”11.4%
Bajaj Finance Limitedβ‚Ή5.91 L Crβ‚Ή61.95 K Cr36.806.33β€”32.0%
LIFE INSURANCE CORPORATION OF INDIAβ‚Ή5.26 L Crβ‚Ή8.87 L Cr10.303.739.875.2%
Kotak Mahindra Bank Ltd.β‚Ή4.24 L Crβ‚Ή52.92 K Cr31.703.39β€”15.5%
Industry Averageβ€”β‚Ή30.80 K Cr45.914.8770.9114.6%

Learn while you research

Hand-picked academy chapters to deepen your understanding of ZAGGLE PREPAID OCEAN SERVICES LIMITED and the metrics that matter.

Browse the full Equiscale Academy