NSE / BSEFinancial Services
β‚Ή179.90-6.95-3.72%
P/E36.9Mkt Capβ‚Ή4.11 K CrEV/EBITDA49.8

ZAGGLE PREPAID OCEAN SERVICES LIMITED

P/E36.9Mkt Capβ‚Ή4.11 K CrEV/EBITDA49.8
Company Profile

Zaggle Prepaid Ocean Services Limited builds financial products and solutions to manage the business expenses of corporates, small and medium-sized enterprises, and startups through automated workflows. It operates Propel, a corporate software-as-a-service (SaaS) platform for channel rewards and incentives, employee rewards, and recognition; and Save, a SaaS-based platform and a mobile application to offer expense management solution for business spend management facilitating digitized employee reimbursements and tax benefits. The company also provides CEMS, a customer engagement management system that enables merchants to manage their customer experiences, including rewarding merchants through gift card and loyalty benefits; and Zaggle Payroll Card, a prepaid payroll card that enables customers to pay contractors, consultants, seasonal and temporary employees, and unbanked wage workers as an alternative to direct deposits to bank accounts or cash payments. In addition, it operates Zoyer, an integrated data driven SaaS based business spend management platform with embedded automated finance capabilities in core invoice to pay workflows. The company was incorporated in 2011 and is based in Mumbai, India.

Valuation

Market Cap
β‚Ή0.00
β€”
Current Price
β‚Ή0
β€”as of 15 Sept 2026
P/E Ratio
0.0x
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P/B Ratio
0.0x
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EV / EBITDA
0.0x
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EV / Sales
0.0x
β€”
52W High
β‚Ή0
β€”
52W Low
β‚Ή0
β€”
Shares Out
0.00 Cr
β€”

Profitability

Operating Margin
0.0%
β€”
Net Profit Margin
0.0%
β€”
EBITDA Margin
0.0%
β€”

Returns

ROE
0.0%
β€”
ROCE
0.0%
β€”
ROIC %
β€”
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ROA
0.0%
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Dividend Payout
0.0%
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Solvency

Current Ratio
0.0x
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Debt / Equity
β€”
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Debt / Assets
0.0x
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CFO / Net Profit
0.0x
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Interest Coverage
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AI Summary

Indian Stock

Strengths1

  • Strong 5-year revenue CAGR of 62.7%

Concerns1

  • Low return on equity of 7.0%

Rule-based from financial data. Not advice.

Price Historyβ–Ό 49.44% over 1Y

Monthly Returns

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Year-to-Date ROI

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Historical Volatility

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Historical Performance

Revenue, profitability, and cash flow trends (β‚Ή Crores)

Revenue (10Y)

Operating Income (10Y)

Net Profit (10Y)

Operating Margin % (10Y)

Dividend Payout % (10Y)

Free Cash Flow (10Y)

Growth Summary

Latest fiscal year: Mar 2025

Revenueβ‚Ή1.30 K Crβ–² 67.9%
EBITDA Growthβ€”
Net Profitβ‚Ή87.00 Crβ–² 97.7%
Cash from Ops (CFO)β€”
Free Cash Flow (FCF)β€”β–Ό 350.0%
Revenue CAGR 5Y62.7%
EBITDA CAGR 5Y49.4%
Net Profit CAGR 5Y61.5%
NP Growth 1Y97.7%

Historical Growth

Year-by-year revenue, profitability, and cash flow (β‚Ή Crores, last 6 years)

YearRevenueOp. IncomeNet ProfitCFOFCFROERev Growth 1YNP Growth 1Y
Mar 2025β‚Ή1.30 K Crβ€”β‚Ή87.00 Crβ€”β€”7.0%67.9%97.7%
Mar 2024β‚Ή776.00 Crβ€”β‚Ή44.00 Crβ€”β€”7.7%40.3%91.3%
Mar 2023β‚Ή553.00 Crβ€”β‚Ή23.00 Crβ€”β€”46.9%49.1%-45.2%
Mar 2022β‚Ή371.00 Crβ€”β‚Ή42.00 Crβ€”β€”-1099.5%54.6%121.1%
Mar 2021β‚Ή240.00 Crβ€”β‚Ή19.00 Crβ€”β€”-41.5%252.9%375.0%
Mar 2020β‚Ή68.00 Crβ€”β‚Ή4.00 Crβ€”β€”-6.2%β€”β€”

Financial Statements

Income statement, balance sheet, and cash flow (β‚Ή Crores, as reported)

Free plan Β· showing 1 year of data.Upgrade

Consolidated Figures in USD Millions.

Unnamed: 0TTM
Revenue / Net Sales1,510
Total Expenses1,369
EBIT / Operating Profit141
OPM %9%
Other Income37
Finance Costs6
Depreciation & Amortisation25
Profit Before Tax148
Tax %-
Net Profit / PAT111
EPS (β‚Ή)8.30
Dividend Payout %-

Peer Comparison

Financials sector peers, ranked by market cap

CompanyMarket CapRevenueP/EP/BEV/EBITDARev G 1Y
ZAGGLE PREPAID OCEAN SERVICES LIMITEDthis co.β‚Ή4.11 K Crβ‚Ή1.30 K Cr36.903.1449.7567.9%
HDFC Bank Ltd.β‚Ή14.43 L Crβ‚Ή3.01 L Cr20.302.78β€”16.3%
ICICI Bank Ltd.β‚Ή10.28 L Crβ‚Ή1.63 L Cr20.703.32β€”14.3%
State Bank Of Indiaβ‚Ή9.49 L Crβ‚Ή4.62 L Cr13.301.83β€”11.4%
Bajaj Finance Limitedβ‚Ή5.91 L Crβ‚Ή61.95 K Cr36.806.33β€”32.0%
LIFE INSURANCE CORPORATION OF INDIAβ‚Ή5.26 L Crβ‚Ή8.87 L Cr10.303.739.875.2%
Kotak Mahindra Bank Ltd.β‚Ή4.24 L Crβ‚Ή52.92 K Cr31.703.39β€”15.5%
Industry Averageβ€”β‚Ή30.80 K Cr45.914.8770.9114.6%

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