NSE / BSEFinancial Services
₹281.55-3.85-1.35%
P/E12.2Mkt Cap₹4.25 K CrEV/EBITDA10.2

Northern Arc Capital Ltd.

P/E12.2Mkt Cap₹4.25 K CrEV/EBITDA10.2
Company Profile

Northern Arc Capital Limited operates as a non-banking financial company in India. It operates through Financing Activity, Investment Advisory Services, and Investment Management Services segments. The company offers lending and allied services, such as advisory and syndication services; loans for personal, business, education, and mortgage purposes; MSME financing, MFI, consumer and vehicle finance, and housing and agriculture finance; rural financing; mid-market corporate lending, loans against property, and supply chain finance; and fund management services, including alternative investment funds and portfolio management services. It also provides debt products, such as term and working capital loans, non-convertible debentures, principal protected market linked debentures, commercial papers, external commercial borrowings, and sub-debt products; and credit-enhanced debt products, including guarantee-backed lending, single issuer partial credit enhanced, and pooled loan and bond issuance program. In addition, the company offers portfolio financing products comprising rated securitization, multi-originator microfinance securitization, persistent securitizations, and direct assignment. Further, it provides Altifi, an alternative retail debt investment platform; Nimbus, a curated debt platform that enables end-to-end processing of debt transactions; nPOS, a co-lending and co-origination technology solution; and NuScore, a customized machine learning based analytical module designed to assist in the loan underwriting process. The company serves rural and retail customers; micro, small, and medium enterprises; originator partners; emerging corporates; and institutional investors. The company was formerly known as IFMR Capital Finance Limited and changed its name to Northern Arc Capital Limited in February 2018. Northern Arc Capital Limited was incorporated in 1989 and is based in Chennai, India.

Valuation

Market Cap
₹0.00
Current Price
₹0
as of 16 Oct 2026
P/E Ratio
0.0x
P/B Ratio
0.0x
EV / EBITDA
0.0x
EV / Sales
0.0x
52W High
₹0
52W Low
₹0
Shares Out
0.00 Cr

Profitability

Operating Margin
0.0%
Net Profit Margin
0.0%
EBITDA Margin
0.0%

Returns

ROE
0.0%
ROCE
0.0%
ROIC %
—
ROA
0.0%
Dividend Payout
0.0%

Solvency

Current Ratio
0.0x
Debt / Equity
—
Debt / Assets
0.0x
CFO / Net Profit
0.0x
Interest Coverage
—

AI Summary

Indian Stock

Strengths1

  • Strong 5-year revenue CAGR of 24.9%

Concerns1

  • Operating margin declining for 3 consecutive years (69.0% → 60.0% → 56.0%)

Rule-based from financial data. Not advice.

Price History▲ 3.74% over 1Y

Monthly Returns

Unlock Monthly Returns

Available on Pro and Institutional plans.

Sign up free

Year-to-Date ROI

Unlock Year-to-Date ROI

Available on Pro and Institutional plans.

Sign up free

Historical Volatility

Unlock Historical Volatility

Available on Pro and Institutional plans.

Sign up free

Historical Performance

Revenue, profitability, and cash flow trends (₹ Crores)

Revenue (10Y)

Operating Income (10Y)

Net Profit (10Y)

Operating Margin % (10Y)

Dividend Payout % (10Y)

Free Cash Flow (10Y)

Growth Summary

Latest fiscal year: Mar 2025

Revenue₹2.29 K Cr▲ 24.9%
EBITDA Growth—
Net Profit₹343.00 Cr▲ 22.5%
Cash from Ops (CFO)—
Free Cash Flow (FCF)—▼ 472.1%
Revenue CAGR 5Y24.9%
EBITDA CAGR 5Y20.1%
Net Profit CAGR 5Y25.5%
NP Growth 1Y22.5%

Historical Growth

Year-by-year revenue, profitability, and cash flow (₹ Crores, last 1 year)

YearRevenueOp. IncomeNet ProfitCFOFCFROERev Growth 1YNP Growth 1Y
Mar 2025₹2.29 K Cr—₹343.00 Cr——10.1%24.9%22.5%

Showing the latest year only. Sign up free for the full history.

Financial Statements

Income statement, balance sheet, and cash flow (₹ Crores, as reported)

Showing the latest year only. Sign up free for the full history.

Consolidated Figures in USD Millions.

Unnamed: 0TTM
Revenue / Net Sales2,346
Total Expenses1,064
EBIT / Operating Profit1,282
OPM %55%
Other Income11
Finance Costs828
Depreciation & Amortisation18
Profit Before Tax447
Tax %-
Net Profit / PAT347
EPS (₹)21.53
Dividend Payout %-

Peer Comparison

Financials sector peers, ranked by market cap

CompanyMarket CapRevenueP/EP/BEV/EBITDARev G 1Y
Northern Arc Capital Ltd.this co.₹4.25 K Cr₹2.29 K Cr12.201.1610.1924.9%
HDFC Bank Ltd.₹14.43 L Cr₹3.01 L Cr20.302.78—16.3%
ICICI Bank Ltd.₹10.28 L Cr₹1.63 L Cr20.703.32—14.3%
State Bank Of India₹9.49 L Cr₹4.62 L Cr13.301.83—11.4%
Bajaj Finance Limited₹5.91 L Cr₹61.95 K Cr36.806.33—32.0%
LIFE INSURANCE CORPORATION OF INDIA₹5.26 L Cr₹8.87 L Cr10.303.739.875.2%
Kotak Mahindra Bank Ltd.₹4.24 L Cr₹52.92 K Cr31.703.39—15.5%
Industry Average—₹30.80 K Cr45.914.8770.9114.6%

Learn while you research

Hand-picked academy chapters to deepen your understanding of Northern Arc Capital Ltd. and the metrics that matter.

Browse the full Equiscale Academy