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Riverview Bancorp, Inc. operates as a bank holding company for Riverview Bank that provides commercial banking services to small and medium size businesses, professionals, and wealth building individuals. The company offers various deposit products, including demand deposits, negotiable order of withdrawal accounts, money market accounts, savings accounts, certificates of deposit, and retirement savings plans. It provides commercial business, commercial and residential real estate, multi-family real estate, land, real estate construction, and one-to-four family mortgage loans; other consumer loans, such as automobile, boat, motorcycle, recreational vehicle, savings account, and unsecured loans; and home equity lines of credit. In addition, it provides mortgage brokerage and mortgage loan servicing activities, as well as offers asset management services comprising trust, estate planning, and investment management. The company operates in Camas, Washougal, Stevenson, White Salmon, Battle Ground, Goldendale, Ridgefield and Vancouver, and Washington, as well as Portland, Gresham, Tualatin, and Aumsville, Oregon. Riverview Bancorp, Inc. was founded in 1923 and is based in Vancouver, Washington.
5-year financial trends. Figures in USD millions.
Latest fiscal year: 2025
Year-by-year revenue, profitability, and cash flow (USD millions, last 10 years)
| Year | Revenue | EBITDA | Net Profit | FCF | ROE | Rev Growth 1Y | NP Growth 1Y |
|---|---|---|---|---|---|---|---|
| 2025 | $51M | - | $5M | $6M | 3.1% | 4.7% | 29.1% |
| 2024 | $48M | - | $4M | $7M | 2.4% | -24.3% | -79.0% |
| 2023 | $64M | - | $18M | $9M | 11.6% | 5.7% | -17.2% |
| 2022 | $60M | - | $22M | $13M | 13.9% | - | - |
Income statement, balance sheet, and cash flow as reported
Consolidated Figures in USD Millions.
| Metric | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|
| Total Revenue | 60.37 | 63.80 | 48.33 | 50.60 |
| Pretax Income | 28.28 | 23.68 | 4.60 | 6.24 |
| Tax Provision | 6.46 | 5.61 | 0.80 | 1.33 |
| Net Income | 21.82 | 18.07 | 3.80 | 4.90 |
| Net Income Common Stockholders | 21.82 | 18.07 | 3.80 | 4.90 |
| Interest Expense | 2.20 | 4.06 | 18.47 | 22.62 |
| Interest Income | 49.83 | 55.67 | 56.55 | 58.96 |
| Selling General And Administration | 24.69 | 25.44 | 26.19 | 28.07 |
| Normalized Income | 21.05 | 18.07 | 3.80 | 4.90 |
| Basic EPS | 0.98 | 0.84 | 0.18 | 0.23 |
| Diluted EPS | 0.98 | 0.83 | 0.18 | 0.23 |
| Tax Effect Of Unusual Items | 0.23 | 0 | 0 | 0 |
| Tax Rate For Calcs | 0.23 | 0.24 | 0.17 | 0.21 |
| Total Unusual Items | 0.99 | 0 | 0 | 0 |
| Total Unusual Items Excluding Goodwill | 0.99 | 0 | 0 | 0 |
| Net Income From Continuing Operation Net Minority Interest | 21.82 | 18.07 | 3.80 | 4.90 |
| Reconciled Depreciation | 3.52 | 2.69 | 2.76 | 3.33 |
| Net Interest Income | 47.62 | 51.61 | 38.09 | 36.34 |
| Net Income From Continuing And Discontinued Operation | 21.82 | 18.07 | 3.80 | 4.90 |
| Diluted Average Shares | 22.22 | 21.65 | 21.14 | 21.06 |
| Basic Average Shares | 22.21 | 21.64 | 21.14 | 21.06 |
| Diluted NI Availto Com Stockholders | 21.82 | 18.07 | 3.80 | 4.90 |
| Net Income Including Noncontrolling Interests | 21.82 | 18.07 | 3.80 | 4.90 |
| Net Income Continuous Operations | 21.82 | 18.07 | 3.80 | 4.90 |
| Special Income Charges | 0.99 | 0 | 0 | 0 |
| Other Special Charges | -0.99 | 0 | 0 | 0 |
| Gain On Sale Of Security | 0 | 0 | -2.73 | 0 |
| Depreciation Amortization Depletion Income Statement | 0.12 | 0.12 | 0.11 | 0.10 |
| Depreciation And Amortization In Income Statement | 0.12 | 0.12 | 0.11 | 0.10 |
| Amortization | 0.12 | 0.12 | 0.11 | 0.10 |
| Amortization Of Intangibles Income Statement | 0.12 | 0.12 | 0.11 | 0.10 |
| Selling And Marketing Expense | 0.61 | 0.92 | 1.28 | 1.28 |
| General And Administrative Expense | 24.07 | 24.52 | 24.91 | 26.79 |
| Other Gand A | 3.14 | 0 | 0 | 0 |
| Insurance And Claims | 0.44 | 0.53 | 0.71 | 0.69 |
| Salaries And Wages | 23.64 | 23.98 | 24.20 | 26.10 |
| Operating Revenue | 60.37 | 63.80 | 48.33 | 50.60 |
| Occupancy And Equipment | 5.62 | 6.17 | 6.87 | 7.56 |
| Professional Expense And Contract Services Expense | 1.24 | 1.20 | 1.38 | 1.80 |
| Other Non Interest Expense | 6.04 | 6.44 | 9.18 | 6.74 |
Financial Services sector peers, ranked by market cap
| Company | Ticker | Market Cap | P/E | P/B | ROE | EV/EBITDA |
|---|---|---|---|---|---|---|
| Riverview Bancorp, Inc.this co. | RVSB | - | - | - | 3.1% | - |
| Silvercrest Asset Management Group Inc. | SAMG | $107M | 23.59 | 2.04 | 5.8% | 9.86 |
| Sound Financial Bancorp, Inc. | SFBC | $98M | 14.04 | 0.96 | 6.5% | - |
| Kestrel Group Ltd | KG | $89M | 1.12 | 0.58 | 36.4% | - |
| Vroom, Inc. | VRM | $80M | - |
| 0.69 |
| -45.5% |
| 57.65 |
| Siebert Financial Corp. | SIEB | $72M | 13.46 | 0.79 | 5.7% | - |
| eHealth, Inc. | EHTH | $62M | - | 0.10 | 6.8% | 7.11 |
| MarketWise, Inc. | MKTW | $47M | 7.64 | -3.69 | -2.6% | -3.48 |
| GoHealth, Inc. | GOCO | $31M | - | 0.45 | 4834.1% | -7.69 |
| Peer Median | - | 13.46 | 0.63 | 6.1% | 7.11 | |