Employers Holdings, Inc., through its subsidiaries, provides workers' compensation insurance and services in the United States. The company offers insurance to small businesses in low to medium hazard industries. It market its products through local, regional, specialty and national insurance agents and brokers; national, regional, and local trade groups and associations; and direct-to-customer interactions. Employers Holdings, Inc. was founded in 2000 and is based in Reno, Nevada.
5-year financial trends. Figures in USD millions.
Latest fiscal year: 2025
Year-by-year revenue, profitability, and cash flow (USD millions, last 10 years)
| Year | Revenue | EBITDA | Net Profit | FCF | ROE | Rev Growth 1Y | NP Growth 1Y |
|---|---|---|---|---|---|---|---|
| 2025 | $859M | - | $11M | $43M | 1.1% | -2.5% | -90.9% |
| 2024 | $881M | - | $119M | $72M | 11.1% | 3.5% | 0.4% |
| 2023 | $851M | - | $118M | $47M | 11.6% | 19.3% | 144.0% |
| 2022 | $714M | - | $48M | $97M | 5.1% | - | - |
| 2021 | - | - |
Income statement, balance sheet, and cash flow as reported
Consolidated Figures in USD Millions.
| Metric | 2021 | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|---|
| Total Revenue | - | 713.50 | 850.90 | 880.70 | 858.70 |
| EBIT | - | 59.30 | 154.20 | 146.80 | 12.50 |
| Pretax Income | - | 55.80 | 148.40 | 146.70 | 12 |
| Tax Provision | - | 7.40 | 30.30 | 28.10 | 1.20 |
| Net Income | - | 48.40 | 118.10 | 118.60 | 10.80 |
| Net Income Common Stockholders | - | 48.40 | 118.10 | 118.60 | 10.80 |
| Total Expenses | - | 657.70 | 702.50 | 734 | 846.70 |
| Interest Expense | - | 3.50 | 5.80 | 0.10 | 0.50 |
| Normalized Income | - | 48.40 | 118.10 | 118.60 | 10.80 |
| Market Cap | 815.52 | 815.52 | 815.52 | 815.52 | 815.52 |
Financial Services sector peers, ranked by market cap
| Company | Ticker | Market Cap | P/E | P/B | ROE | EV/EBITDA |
|---|---|---|---|---|---|---|
| Employers Holdings, Inc.this co. | EIG | $983M | 75.51β premium | 0.85 | 1.1% | - |
| Univest Financial Corporation | UVSP | $1.0B | 11.34 | 1.12 | 9.6% | - |
| HBT Financial, Inc. | HBT | $1.0B | 12.83 | 1.43 | 12.5% | - |
| Capitol Federal Financial, Inc. | CFFN | $997M | 14.39 | 0.93 | 6.5% | - |
| loanDepot, Inc. | LDI | $978M |
| - |
| - |
| - |
| - |
| - |
| - |
| 1.46 |
| -16.2% |
| - |
| Virtus Investment Partners, Inc. | VRTS | $977M | 6.93 | 1.03 | 14.8% | 8.04 |
| Amerant Bancorp Inc. | AMTB | $960M | 16.11 | 1.01 | 5.6% | - |
| Burke & Herbert Financial Services Corp. | BHRB | $957M | 8.25 | 1.12 | 13.7% | - |
| Equity Bancshares, Inc. | EQBK | $941M | 38.39 | 1.15 | 3.1% | - |
| Peer Median | - | 12.83 | 1.12 | 8.1% | 8.04 | |