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Employers Holdings, Inc., through its subsidiaries, provides workers' compensation insurance and services in the United States. The company offers insurance to small businesses in low to medium hazard industries. It market its products through local, regional, specialty and national insurance agents and brokers; national, regional, and local trade groups and associations; and direct-to-customer interactions. Employers Holdings, Inc. was founded in 2000 and is based in Reno, Nevada.
5-year financial trends. Figures in USD millions.
Latest fiscal year: 2025
Year-by-year revenue, profitability, and cash flow (USD millions, last 10 years)
| Year | Revenue | EBITDA | Net Profit | FCF | ROE | Rev Growth 1Y | NP Growth 1Y |
|---|---|---|---|---|---|---|---|
| 2025 | $859M | - | $11M | $43M | 1.1% | -2.5% | -90.9% |
| 2024 | $881M | - | $119M | $72M | 11.1% | 3.5% | 0.4% |
| 2023 | $851M | - | $118M | $47M | 11.6% | 19.3% | 144.0% |
| 2022 | $714M | - | $48M | $97M | 5.1% | - | - |
| 2021 | - | - |
Income statement, balance sheet, and cash flow as reported
Consolidated Figures in USD Millions.
| Metric | 2021 | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|---|
| Total Revenue | - | 713.50 | 850.90 | 880.70 | 858.70 |
| Operating Revenue | - | 713.50 | 850.90 | 880.70 | 858.70 |
| Total Expenses | - | 657.70 | 702.50 | 734 | 846.70 |
| EBIT | - | 59.30 | 154.20 | 146.80 | 12.50 |
| Interest Expense | - | 3.50 | 5.80 | 0.10 | 0.50 |
| Net Interest Income | - | -3.50 | -5.80 | -0.10 | -0.50 |
| Other Income Expense | - | 0.30 | -0.20 | 0.10 | 0.50 |
| Interest Expense Non Operating | - | 3.50 | 5.80 | 0.10 | 0.50 |
| Net Non Operating Interest Income Expense | - | -3.50 | -5.80 | -0.10 | -0.50 |
| Pretax Income | - | 55.80 | 148.40 | 146.70 | 12 |
| Tax Provision | - | 7.40 | 30.30 | 28.10 | 1.20 |
| Tax Rate For Calcs | - | 0 | 0 | 0 | 0 |
| Tax Effect Of Unusual Items | - | 0 | 0 | 0 | 0 |
| Net Income Continuous Operations | - | 48.40 | 118.10 | 118.60 | 10.80 |
| Net Income From Continuing And Discontinued Operation | - | 48.40 | 118.10 | 118.60 | 10.80 |
| Net Income From Continuing Operation Net Minority Interest | - | 48.40 | 118.10 | 118.60 | 10.80 |
| Net Income | - | 48.40 | 118.10 | 118.60 | 10.80 |
| Net Income Common Stockholders | - | 48.40 | 118.10 | 118.60 | 10.80 |
| Net Income Including Noncontrolling Interests | - | 48.40 | 118.10 | 118.60 | 10.80 |
| Normalized Income | - | 48.40 | 118.10 | 118.60 | 10.80 |
| Diluted NI Availto Com Stockholders | - | 48.40 | 118.10 | 118.60 | 10.80 |
| Basic Average Shares | - | 27.50 | 26.37 | 25.05 | 23.39 |
| Diluted Average Shares | - | 27.68 | 26.52 | 25.19 | 23.53 |
| Reconciled Depreciation | - | 5.30 | 4.80 | 3.60 | 3.60 |
| Other Operating Expenses | 4.10 | - | 11 | - | 1.10 |
| Loss Adjustment Expense | - | 391 | 405.70 | 456.20 | 581.80 |
| Net Policyholder Benefits And Claims | - | 391 | 405.70 | 456.20 | 581.80 |
Financial Services sector peers, ranked by market cap
| Company | Ticker | Market Cap | P/E | P/B | ROE | EV/EBITDA |
|---|---|---|---|---|---|---|
| Employers Holdings, Inc.this co. | EIG | $811M | 75.12↑ premium | 0.85 | 1.1% | - |
| Farmers National Banc Corp. | FMNB | $834M | 15.27 | 1.72 | 11.2% | - |
| Root, Inc. | ROOT | $833M | 20.67 | 2.93 | 14.2% | - |
| Eagle Bancorp, Inc. | EGBN | $828M | -6.00 | 0.73 | -12.2% | - |
| Mid Penn Bancorp, Inc. | MPB | $823M |
| - |
| - |
| - |
| - |
| - |
| 14.64 |
| 1.01 |
| 6.9% |
| - |
| loanDepot, Inc. | LDI | $811M | -12.94 | 3.46 | -26.7% | - |
| First Community Bankshares, Inc. | FCBC | $811M | 16.61 | 1.62 | 9.7% | - |
| Bowhead Specialty Holdings Inc. | BOW | $801M | 14.90 | 1.78 | 12.0% | - |
| Great Southern Bancorp, Inc. | GSBC | $789M | 11.12 | 1.24 | 11.2% | - |
| Peer Median | - | 14.77 | 1.67 | 10.5% | - | |